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Investing Essentials

How to Delete Robinhood Account: A Step-By-Step Guide

Reading Time: 3 minutes Robinhood is an online brokerage platform that has recently gained significant popularity. During that time, investors rushed to create accounts and take advantage of the commission-free trading, user-friendly interface, and accessible stocks. However, as with most trading trends, not everything sticks, and some users want to delete their Robinhood accounts.  After all, not everyone is a Wall Street guru, and those with no account balance may decide to close their account. If you’re one of them, this guide will walk you through the steps to delete your Robinhood account. Things to Know Before You Delete Robinhood Account Before you proceed to delete your Robinhood account, here are a few things to know: Make sure to withdraw all the funds from your Robinhood account before you delete it. If you have any unsettled trades, you must wait until they are settled before withdrawing the funds. If you have realized gains or losses on any investments in your Robinhood account, you must account for them when filing your taxes. Deleting Robinhood account is a permanent action, and you won’t be able to retrieve it or any associated data after deletion. With these things in mind, users wishing to close and delete Robinhood accounts should consider the decision before proceeding. The last thing users want is to close the account without withdrawing funds, as it’s impossible.   Steps to Delete Robinhood Account Now that you have learned what you need to know before deleting your Robinhood account, let’s move on to the steps you must follow to delete your account. Step 1: Open the Robinhood App or Website You must access the app or website to delete your Robinhood account. Open the Robinhood app on your phone or tablet, or go to the Robinhood website on your desktop or laptop. Step 2: Go to Settings Once you’re logged in, click on the profile icon located in the top left corner of the app or website. Then, from the dropdown menu, select “Settings.” Step 3: Select “Account Information” In the “Settings” menu, scroll down and select “Account Information.” Step 4: Click on “Close Account” Under “Account Information,” you’ll find the option to “Close Account or Deactivate Account.” Click on it. Step 5: Verify Account Details Before you can close or delete Robinhood account, the platform will ask you to verify your account details. This built-in security feature prevents unauthorized users from deleting Robinhood accounts. Make sure to read and understand the information provided before proceeding. Step 6: Confirm Account Deletion After verifying your account details, Robinhood will ask you to confirm the action. Click on “Continue” to proceed. Step 7: Enter Eeason for Deletion Robinhood will ask you to provide a reason for deleting your account. This option is entirely optional. Select a reason from the dropdown menu or enter your own reason. Step 8: Confirm (Once More) Account Deletion Once you’ve provided a reason, Robinhood will ask you to confirm once again that you want to delete your account. Click on “Delete Account” to confirm. Step 9: Receive Confirmation After clicking “Delete Account,” Robinhood will confirm that your account has been deleted. You’ll also receive an email confirming the deletion of your account. Conclusion As you can see, deleting your Robinhood account is easy and seamless and can be done in a few steps. What’s important regarding the Robinhood account deletion process is to withdraw your balance and close your positions before confirming the action. If you don’t do that, you won’t be able to delete your Robinhood account.

Exploring the 4 Different Types of Investment Accounts

Reading Time: 5 minutes Understanding the different types of investment accounts will allow beginner and rookie investors to grow their wealth over time. Investing your money is the smartest decision you could make, especially if your goal is long-term wealth creation. However, understanding the various types of investment accounts can be daunting for rookies in the investment world.  We aim to educate our readers on such topics. As a result, in this article, we will explore the four main types of investment accounts and provide insights into each. But first, let’s explain what an investment account means. What Is an Investment Account?  An investment account is a type of financial account that allows you to invest your money in various securities, such as stocks, bonds, mutual funds, exchange-traded funds (ETFs), and more. Several types of investment accounts are available, each with its unique set of features, benefits, and limitations.  The 4 Types of Investment Accounts If you like having options, you’re in luck. Various types of investment accounts exist that provide investors with plenty of options. As mentioned previously, investors can use these accounts to invest in various securities. Moreover, some types of investment accounts specialize in achieving your savings goals.  As the market is overly saturated with all kinds of investment accounts, we must first begin by explaining the types of investment accounts. Standard Brokerage Account In a traditional investment sense, where investors buy and sell stocks, bonds, ETFs, etc., a standard brokerage account is a popular option for beginners and experienced investors. These flexible accounts allow investors to invest in a wide range of assets, and there are no restrictions on how much you can invest.  Some brokerage accounts require a minimum balance, while others do not. You can open a standard brokerage account with a broker, bank, or online investment platform. However, there’s more to standard brokerage accounts rookie investors must learn. How the account is owned makes these accounts so distinct from others. Your options include the following: Standard brokerage accounts can be cash or margin accounts. It depends on the firm offering the account. Cash accounts are by far the most popular brokerage account type. It works simply: you deposit money into the account and use it to buy and sell securities.  On the other hand, margin accounts are a popular option for more experienced investors. However, these accounts are riskier and operate based on lending money and collateral.  Retirement Accounts A retirement account is an investment account designed to help you save for retirement. Several types of retirement accounts exist, including traditional IRA, Roth IRA, 401(k), and more. Each type of retirement account has its unique tax benefits and contribution limits. Understanding these are essential for ensuring the retirement account meets your retirement saving goals.  Retirement accounts fall into several sub-types, including the following: Retirement accounts have their unique eligibility rules. For example, you or your spouse must have earned an income to qualify to contribute to an IRA account. Moreover, IRA accounts have contribution limitations of $6,500 or $7,500 if above the age of 50. There are also eligibility and contribution rules and limitations to Roth IRA and 401(k) retirement accounts.  Education Account An education account is a tax-advantaged investment account designed to help you save education expenses, such as college tuition, room and board, and more. There are two main types of education accounts. Those include the 529 plan and a Coverdell Education Savings Account (ESA). The great thing about education accounts is that anyone can contribute any amount of money on behalf of a beneficiary. Furthermore, the account owner can name anyone as a beneficiary so long as the money in the account is used for education-related expenses.  As mentioned previously, education accounts fall into two distinct options: Investment Accounts for Children Investment accounts for children are specifically designed for minors. The parents, or another adult (custodian), maintain these accounts until the child reaches an age of maturity (18-21 depending on the state). These accounts can hold traditional securities (cash, bonds, mutual funds, bonds) and even real estate assets. Because of that, these types of investment accounts for children can be the following: Not every state allows both types of children’s investment accounts. You must consult a broker to determine what type of investment account your state allows. It’s common for states to allow either or both UTMA and UGMAs. Moreover, unlike educational accounts, investment accounts for children have no limitations on what the money in the account can be used for.  Conclusion For individuals looking to take charge of their financial future, choosing the right type of investment account is essential for achieving your long-term investment goals. Fortunately, there are plenty of options and different types of investment accounts. But unfortunately, understanding all of them can be a daunting task. What’s important is to do your due diligence and examine your investment plans and goals to determine the right type of investment account for you. Frequently Asked Questions

Barron’s Review: Is It Worth It For the Money?

Reading Time: 5 minutes Since 1921, Barron’s has been a reliable and leading source of financial information for investors, both rookies and experts. The website publishes daily articles, weekly summaries, insight and analysis into stocks, and much more. But Barron’s also offers investors the option to subscribe and gain access to extra perks. Our Barron’s review will answer whether subscribing to Barron’s is worth the money.  The review focuses on the main selling points of the financial news magazine, including its features. The aim of our Barron’s review guide is to help investors determine whether Barron’s is worth subscribing to. So, let’s begin. Quick Summary: What Is Barron’s? Barron’s is a financial news outlet offering financial insights and analysis on the latest market trends, stocks, and investment strategies for over 100 years. Barron’s was founded by Dow Jones & Company, acting as an industry leader in financial reliability news reliability.  The news outlet aims to help investors make informed decisions by providing comprehensive, objective, and independent research. In addition, the news outlet publishes daily articles on the news in the US financial markets. However, Barron’s also comes with a subscription plan, which gives investors exclusive perks, including recommendations on stock picks, portfolio investment ideas, and exclusive content relevant to your financial interests. These extra perks make subscribing to Barron’s a tempting proposition for the average and seasoned investor. But is subscribing to Barron’s worth the money?  Barron’s Pricing Despite providing daily articles on financial news and markets, Barron’s primarily operates on a subscription model. Therefore, Barron’s is, technically, a subscription-based financial service. Let’s look at the two pricing options to define Barron’s pricing. Barron’s Digital Package Barron’s Digital package grants access to the Barron’s website (including all online content). Choosing the digital package comes with an introductory offer, including a 30-day free trial and $4.99 monthly. However, this is an offer only for first-time subscribers. After that, the digital subscription costs $19.99/month ($239.88/year) if you pay monthly. Barron’s also offers quarterly, semi-annually, and annual subscription plans, which also come at a discount.  Barron’s Digital & Print Package Barron’s Digital & Print package is slightly more expensive at $29.99 per month ($259.99/year). As the package’s name suggests, it allows investors to read Barron’s digitally and in print. Likewise, as the digital package, Barron’s offers discounts if you pay quarterly, semi-annually, and annually for the subscription.  Other Packages Barron’s also offers corporate and student subscriptions. You can learn more about these packages on their website.  What Does Barron’s Offer? At the beginning of our Barron’s review, we mentioned that the outlet offers investors financial news and information. But Barron’s offers much more than that. So, here is what investors can expect from Barron’s subscription: Barron’s Features The list of features available with Barron’s subscription makes it a must-have for expert investors. Those include:  Exclusive Access to Market Research and Insight The exclusive access to financial news and information, including market research and insight, is the most attractive feature of owning a Barron’s account. Barron’s is a leader in the financial industry and has amassed a team of experts to analyze and verify data.  The experts at Barron’s offer thousands of exclusive articles for investors to utilize when investing in commodities, futures, cryptocurrencies, and bonds. The sheer versatility and range of financial-related topics make Barron’s a standout choice in the financial news industry.  Exclusive Access to Stock Picks Yet another standout feature of a Barron’s account is the daily exclusive access to stock picks. Barron’s aims to help investors make informed decisions and find the next investment opportunity. Therefore, their daily stock picks segment allows investors to invest in stocks the experts at Barron’s think might perform well in the future. Moreover, subscribers get access to the Picks and Pans Tool, a convenient tool that makes it easy for investors to see how previous stock picks have performed. In addition, you also get access to a watchlist tool to monitor and keep track of potential stocks to add to your portfolio.   Exclusive Access to Barron’s Podcasts Our Barron’s review mentioned that the outlet also offers subscribers access to several exclusive Barron’s podcasts. These include Barron’s Live, Barron’s Streetwise, Barron’s Advisor, The Readback, and one of the best-performing podcasts, Numbers by Barron’s.  How Do I Subscribe to Barron’s? To subscribe to Barron’s: You can cancel your Barron’s subscription at any time. For first-time subscribers, you can use Barron’s introductory offer, which includes a 30-day free trial and slashing prices for the first month.  Barron’s Review Summary – Is It Worth It? Our Barron’s review aims to answer whether a Barron’s subscription is worth it for the money. Of course, whether Barron’s is worth the money depends on your investment goals and needs. Nevertheless, Barron’s can be a valuable resource if you’re looking for comprehensive and objective research on the latest market trends and investment opportunities.  The access to exclusive articles and research reports, market insights and commentary from expert analysts, and customizable watchlists and alerts can help you make informed investment decisions. However, Barron’s is designed for seasoned investors and veterans of the industry who closely follow and monitor the US markets. As a result, Barron’s may not be worth the price if you’re a casual investor not looking to make frequent trades or stay up-to-date on the latest market news.  Additionally, the subscription cost can add up over time, and there are free alternatives to Barron’s that provide similar information. If you like our Barron’s review, make sure also to read our Barron’s vs WSJ review. 

The Rule of 70: A Simple Tool for Calculating Economic Growth

Reading Time: 3 minutes The Rule of 70 is a mathematical formula used to estimate the years it takes for a quantity to double. It is a formula that divides the number 70 by the before-given fixed annual growth rate.  This rule of 70 formula is commonly used in finance and economics to calculate the doubling time of investments, population growth, or inflation, among other things.  This guide will dive deeper into the Rule of 70 and explain it with examples. So with all that said, let’s begin. Rule of 70 Examples The easiest way to explain the Rule of 70 is through examples. Here are a few financial, population, and inflation examples that explain the formula behind the rule.  Rule of 70 for Investment Growth As mentioned, The Rule of 70 is often used in finance to estimate the years it will take for an investment to double. For example, if an investment is expected to grow at 7% per year, the Rule of 70 tells us that it will double in approximately 70/7 = 10 years. Rule of 70 for Population Growth The Rule of 70 is also used to estimate the years it will take for a population to double, given a fixed annual growth rate. For example, if a population grows at a rate of 1% per year, the Rule of 70 tells us that it will double in approximately 70/1 = 70 years. Rule of 70 for Inflation We can also use the Rule of 70 formula to estimate the number of years it will take for the purchasing power of money to be halved, given a fixed annual inflation rate. For example, let’s say the inflation rate is 3% per year. In that case, the Rule of 70 formula tells us that the purchasing power of money will be halved in approximately 70/3 = 23 years. Why 70 in the Rule of 70? The number 70 is used in the Rule of 70 because of mathematics. Since the formula determines the years it takes for an investment to double, it looks at the number “2” to calculate.   First, we need to calculate the natural logarithm of 2, which is 0.69. We can round up the number to 0.7.  Then, we need to convert 0.7 to percentages, which is 70% or 70. This is why mathematicians use the number 70. Although it’s commonly accepted in finance to use the number 72 as they believe it is a “nicer” number to divide into. How to Use It? To use the Rule of 70, you simply need to remember the formula, which is 70 divided by the annual growth rate expressed as a percentage.  For example, let’s say the annual growth rate is 7%. In that case, the doubling time will be approximately 70/7 = 10 years. The rule is based on the exponential growth formula, which states that the quantity at any time can be calculated as the initial quantity multiplied by the exponential function of the growth rate.  This rule of 70 formula shows that the growth of a quantity depends on both the size of the initial quantity and the annual growth rate. It’s also important to understand the exponential function, which has the property of compounding, which means that the growth rate multiplies the quantity over time. The Rule of 70 isn’t accurate for very high or low growth rates or for quantities that grow at a variable or non-constant rate and is used to express a rough estimate. However, it is a useful tool for making quick, rough estimates and comparing different quantities’ growth. Conclusion The Rule of 70 is a simple and useful formula for estimating the doubling time of a quantity given a fixed annual growth rate. It is widely used in finance and economics and can provide a rough estimate for various applications. However, it is important that the rule is an estimate and may not be accurate for all situations. Alternatively, the Rule of 72 and the Rule of 69 can also be used for the same purpose.  FAQs How Does the Rule of 70 Work? The rule of 70 is a mathematical formula calculating the years it takes for a quantity to double. It works by dividing 70 by the annual growth rate. What is the Rule of 70 in Population? The rule of 70 in population is a formula that helps governments and institutions calculate the years it takes for a population to double. What is Rule of 70 In Inflation? The rule of 70 in inflation helps calculate the years it takes for the purchasing power of money to be halved.

How to Get Rich in a Small Town?

Reading Time: 3 minutes People are seemingly more willing to move out of their small towns and into big cities. The reasons for that are many, but none more prevalent than the idea of big cities offering more employment options and better financial opportunities.  However, what if we told you several ways to get rich in a small town? It sounds too good to be true. After all, who wouldn’t like to be the king of their small town?   Living in a small town presents an opportunity to make a lot of money. But don’t think of it as an effortless way to get rich quickly. This isn’t a shady scheme, far from it. You can get rich in a small town with a lot of hard work. If that interests you, then you’re at the right place. So, with all that said, let’s begin. 5 Ways How to Get Rich in a Small Town As mentioned previously, you will need a lot of hard work to make the following ways work for you. In some cases, this might not even work for you, but it might work for someone else.  Regardless, what’s important is that there are indeed ways to get rich in a small town. All you need to do is read what we have for you and try to make it work. Let’s begin. Find a Niche Market Every small town has some industry in it. The problem isn’t the lack of employment options; it’s the larger businesses holding a monopoly over goods or services.  So this will be the biggest challenge to overcome. Granted, putting a big business out of… business does seem like a monumental task. But with enough hard work and clever thinking, it can be achievable. You don’t have to go against the big businesses in your small town; you could focus entirely on something else. This is where you’ll need to do research and due diligence.  Namely, you need to find a niche market and make yourself stand out from the rest of the competition.  For example, if there is a need for organic vegetables and fruits in your town, be the one to provide them! Granted, starting a small farm or farmers’ market does take time and money, but it can be achievable. This was just one of the numerous examples of how to get rich in a small town. Invest in Real Estate  Real estate is always an option to make money in a small town, perhaps even get rich. When it comes to real estate opportunities, several investment possibilities exist to help you build wealth.  A common one is to look for properties with lots of appreciative potentials. Another option is to invest in rental property. The latter is an excellent way to build passive income, which can make you a lot of money, potentially even making you rich. Start A Home-Based Business The internet has taken over our world by storm, and it’s easier than ever to start a home-based business on the World Wide Web. For this method, you need to consider what you’re good at. This includes skills or perhaps even products you have to offer.  The idea is to start a home-based business and sell them online or locally. There are plenty of eCommerce platforms and tools to help you launch your very own home-based business.  Always Be on the Lookout for Opportunities  Opportunities come and go. But you can maximize how many opportunities you uncover by creating them. Don’t just wait for these opportunities to come to you. Instead, be proactive and always be on the lookout for the next big thing. Who knows, maybe you’ll find a unique, once-in-a-lifetime opportunity to get rich in your small town.  Look Beyond Your Small Town Sometimes, the nature of small towns makes it impossible to get rich. If that’s the case with your small town, don’t be afraid to look beyond your small-town borders.  Nearby cities await you and your skills. They’re eager to find out what you have to offer their markets, and maybe that’s precisely what you need to get rich in a small town.  Conclusion That concludes this short guide on how to get rich in a small town. It’s important to remember that getting rich in a small town isn’t easy. Small towns are quite limited compared to big cities. But with enough time and hard work, anything is possible.  We leave you with this; stay determined and think several moves ahead. It is possible to build a successful and lucrative career in a small town and perhaps even get rich.

Investing In Websites: How To Do It The Right Way

Reading Time: 3 minutes From all the ways to utilize the World Wide Web to gain financial freedom, investing in websites has been around ever since we wrote the first HTML and CSS code.  Prospective investors are constantly looking at new ways to put their hard-earned dollars and reap the benefits in the future. But as we already mentioned, investing in websites has been around for a while. Quite the contrary, professionals have been making money from websites for over a decade.  Granted, it took time for us to popularize the World Wide Web, but there’s no better time to explore this particular investing niche. So that begs the question, how does investing in websites work? Moreover, what website investment option types exist? We will look at these questions and provide a detailed overview of this particular investment niche. Before we begin, we must mention that this article doesn’t offer financial recommendations. Instead, we aim to educate our readers and highlight popular and niche investment options.  With all that said, let’s look at what investing in websites means.  Investing in Websites – A Beginner Look Investing in websites can take many forms. The rise of online commerce (eCommerce) and web-based outlets has paved the way for people to grow their wealth through online means. Nowadays, investors can generate passive income and grow their wealth simply by having an online footprint. Therefore, investing in websites can mean different things to different people.  But it is generally accepted that investing in websites is the practice of making money through purchasing and selling websites. However, as mentioned previously, investing in websites occurs in several forms.   These include purchasing an existing website, building and monetizing your own website, and participating in crowdfunding campaigns for web-based businesses. Let’s look at all three to determine what investing in websites means. 3 Ways to Invest in Websites The three ways to invest in websites include: Purchasing Websites One of the more popular website investment options includes purchasing an existing website. This is a low-risk website investment method. The gist is simple; you buy an already-established website that already generates income.  With this website investment method, investors can potentially earn a return on their investment through advertising revenue or selling products or services. Subsequently, investors can also flip the website for a healthy profit. Before buying a website, it’s important to do thorough research and due diligence on several website metrics, including website traffic, revenue, and expenses. We do this to ensure the website is a smart investment option. Building and Monetizing Websites If purchasing a website was relatively low-risk, building and monetizing a new website is the opposite.  This website investment method involves buying a website domain and finding ways to monetize. Popular options include advertising (ads), subscriptions, or selling products or services. However, this investing in websites method takes a lot of time to pull off.  Not only would investors need to invest money, but they also need to invest time and effort to see potential rewards. Finally, building a new website is far less costly than purchasing an already-established website.  Crowdfunding Web-Based Businesses In today’s time, a website is an online business. Every business and organization needs a website to increase visibility. Moreover, many businesses fully operate online through their websites. Therefore, there’s a third website investing option – crowdfunding web-based businesses. Participating in crowdfunding campaigns for web-based businesses allows investors to contribute some amount of money to help fund the development and growth of the web-based business. Investors, in return, get a share of the profits or equity in the company.  Like the previous website investing method, participating in crowdfunding campaigns for web-based businesses is risky. The reason for such high risk is that many such campaigns fail to reach their funding goals. Even if a business reaches its crowdfunding goals, the potential returns could be minimal.  Is Investing in Websites A Worthwhile Investment Option? The short answer is yes. Investing in websites can be a worthwhile investment option. However, there are caveats.  The downsides to this type of investment are time, effort, and money. Unfortunately, each website investment type demands all three to varying degrees.  Even if investors turn to “flipping websites,” it still takes time, money, and effort to prepare the website for a healthy profit.  Regardless of the website investing method, investors must do their due diligence. Therefore, the most important factor investors must consider is the research and due diligence process before investing money.   Next, investors should carefully consider the risks and potential returns before investing their money. With that said, the right approach can turn any website into a lucrative investment option that ultimately leads to building wealth and passive income.

CloutZap Review: A New Pyramid Scheme?

Reading Time: 4 minutes As soon as you google CloutZap, you are taken to a mellow green site. The site tells you that you can make between $500 and $1000 today and daily. Sounds tempting, right? Especially when you read a short description of what CloutZap is supposed to be. And what, according to the report, exactly is CloutZap? It says it is a platform where you can earn money for clicks. How? By accumulating them on your referral link and referral sign-ups. What is more, you can also apparently earn money by completing simple tasks. What are these simple tasks? According to their official website, the tasks are often playing games and testing free apps. You even get a $35 bonus when as you sign up! So, is CloutZap legit, and can you use the power of social media to make money online? Well, you can do the latter. On the other hand, the former will take some explaining to answer. A Clean Slate Firstly, CloutZap is one of those websites that has a relatively clean layout. No invasive pop-ups, no ads, and no in-your-face offers. Well, except one. Upon arrival, you are greeted by a limited-time offer telling you to sign up now for the $35 bonus mentioned earlier. There is also a convenient timer that resets the moment it hits zero. Unlimited limited offers are just the best. Except for the offer we mentioned, there are no other red flags on the website. That is, in terms of design. The promises, on the other hand, are something else. They are the first tell-tale sign that CloutZap is a scam. Most “apps to make money” scams are the same. They try to make it look like you will be paid for idling. After all, getting clicks on a referral link and making people sign up is not exactly manual labor. It is, however, one of the first warning signs of a pyramid scheme. But more on that later. CloutZap, conveniently, has two sections. One is the CloutZap review section, and the other is the payment proofs section. The reviews and proof sections, as expected, are wonderful. In fact, every single review shows either a completed transaction, a bitcoin wallet, a personal message praising the platform, or a referral story. In their defense, few platforms would be willing to purposefully put up negative reviews. That is about what you get when you first visit their website. We gave CloutZap a clean slate and described their business exactly how they wanted. Now, let us discuss whether they are, without a shadow of a doubt, a legitimate platform. Enter The Pyramid We will give you a brief rundown of what happens when you sign up. The CloutZap scam immediately becomes apparent to people who have used similar websites. Why? Because their rates are off the charts. For example, CloutZap first offers to pay you $45 for a single post on Facebook. Again – one Facebook post. Most run-of-the-mill influencers do not make $45 on a post, and it is becoming significantly harder to become an influencer. Even more shocking, CloutZap promises to pay you $140 for simply downloading and trying a game. But wait, games are not your thing? Well, post a Tik Tok, since that is $80 for you. The rates are clearly not right. Facebook posts, Tik Tok videos, and game testing cost a fraction of the price. It is a red flag that you cannot miss. Think of it this way. If it were true, how much would CloutZap need to be making in order to pay these people? They would need to have struck a miracle of a deal with an advertiser willing to pay them more than $45 for a post, $140 for a game, and over $80 for a Tik Tok. Let us also not forget that the majority of people signing up probably do not have a lot of followers. Back to our first question – is CloutZap legit? Let us say that if it were, people would be quitting their jobs left and right for the ludicrous amount of money this platform is offering. Back To Reality Some of these “apps to make money” scams have incredibly creative methods of keeping you in the loop. CloutZap, however, does not. You just need to put their curated reviews aside and look at the actual CloutZap reviews. As we mentioned, there is not a single CloutZap review in their review section that has shared a negative experience. Similarly, there is not a single review outside their “official” review section that has shared a positive experience. If you put in the time and effort, your CloutZap balance will reach impressive sums within a few days. Despite that, the moment you try to withdraw your earnings, they will be delayed immediately. It is one of the oldest tricks in the book. Nevertheless, many people see it as a harmless scam, but it is not that harmless. The CloutZap scam makes you waste your time and is betting on your identity. Every single task you get is real. And by real, we mean that someone out there is paying for these tasks. They are just not paying you. The rates for these tasks are also nowhere near the amounts promised by the platform. As a bonus, you are also sharing personal information with CloutZap, and the owners will probably try to sell that information the first chance they get. Conclusion Again, is CloutZap legit? Clearly not. CloutZap is nothing more than a cheap scam that will cost you your time and your personal information. You would be much better off spending your time on a platform that will, at the least, pay you whatever spare change you may earn by doing these tasks. It will not be much, but at least it will not make CloutZap’s owners richer by allowing them to exploit unwary users. FAQ: How to contact CloutZap?As with all similar scams, you cannot establish meaningful contact with CloutZap.

Barron’s vs WSJ: Which One Is Better?

Reading Time: 4 minutes In this day and age, keeping up with the news is no easy task. Many news sources, diversified information, and biased outlets are shaping a playing field that is progressively becoming harder to navigate. It is precisely why comparisons between two or more news outlets, such as our topic – Barron’s vs WSJ, are becoming more frequent than ever. Nevertheless, such comparisons are mandatory, as readers must sift through their outlets of choice and find one that suits their needs. Readers often use words like quality, trustworthiness, and price to describe these outlets and build a set of criteria. As we mentioned, it is no easy task, but people should try it. On the topic of Barron’s magazine and Wall Street Journal magazine, they are both similar yet different. These two financial news magazines are seen as some of the best in the business, and rightfully so. But people, generally, want to know what the best things are. As a result – Barron’s vs WSJ; which of these credible magazines is better? Barron’s vs WSJ – An Overview of the Roots Of Both Financial and Business Magazines Firstly, Barron’s and WSJ are financial news magazines that have withstood the test of time. Wall Street Journal has been around since 1889, whereas Barron’s magazine was founded in 1921. Both magazines started as outlets concerning business, finance, and market development. To this day, they have stuck to their roots. Although these outlets have ventured beyond their initial scope, they have focused on covering financial information. Their similarities are a significant part of why Barron’s vs WSJ remains a popular topic of debate. It is also true that they have evolved beyond the scope of most magazines. Moreover, Barron’s and WSJ have succeeded in expanding their reach globally. They have even managed to bring younger readers on board. In a 2021 survey by Alexander Kunst, 22% of respondents between the ages of 18 and 29 claimed they had read the Wall Street Journal in the past two weeks – a feat that even fewer magazines have achieved. Even without the statistics, there is a test that can immediately prove their popularity. If you were to ask ten people whether they have heard of Barron’s or WSJ, eight would probably know about them. Some of them will probably say that they read one or the other. To start the Barron’s vs WSJ debate, we must acknowledge that these two newspapers are household names. Now, what’s next? Barron’s vs WSJ – Availability The availability discussion with all magazines depends on what form you, the reader, are willing to read your magazine in. Barron’s and WSJ have digital and print versions, but there are some limitations to print. Regardless of the subscription, getting a print version might be a problem for some, as few magazines deliver abroad. However, assuming you are willing to go digital, the next thing you need to know about is the subscription fee. It is worth mentioning that getting a Barron’s or a WSJ subscription is usually not something you need to spend a fortune on. Both Barron’s and WSJ have various subscription plans that often come at a discount. For example, new readers get a free trial or discount option from the start. Barron’s vs WSJ – The Price Currently, Barron’s has an introductory offer, which is essentially a 30-day free trial. After the trial, readers are charged $4.99 per month (for a limited time). Barron’s subscription entails access not only to their website but a mobile and tablet app as well. WSJ has a similar offer. As a limited-time offer, new readers are given the chance to hop on a €2 per month plan for the first year. After the first year, however, the price goes up to €28.99 per month – significantly higher than Baron’s normal subscription, which is $4.99 per month. On the other hand, WSJ offers a mobile app, podcasts, featured interviews, and a selection of events, offers, and experiences. In terms of the numbers on circulation, according to Amy Watson, Barron’s reported average paid circulation in 2021 is 920 thousand. However, Watson noted that in the same year, WSJ had an average circulation of around 3.5 million. In terms of numbers, the Barron’s vs WSJ debate is clear, but what about practical quality? Barrons’ vs WSJ – Who Is It For? Barron’s is a magazine that is tailored to investors. It advertently teaches its newer readers about investing in the stock market, while it gives its regular readers crucial bits and pieces about potential upcoming investment options. The magazine is also not burdened by a need to fill pages using subpar stories daily. It focuses on quality content at a weekly intervals. It does, nevertheless, have the feel of a specialized magazine which may not be for the casual reader. The Wall Street Journal is similar but has sections outside the investment sphere. Unlike Barron’s, WSJ offers political and lifestyle insight. It does not mean it fails as an investment magazine, but it is not just about the investment sphere. WSJ can offer investors a more general view of contemporary events. While these events, by themselves, are not investment advice, a knowledgeable investor can use them to support future investments. Even so, the casual reader can get a lot out of the magazine, even without the investment aspect. Both magazines offer solid investment information. After all, the Barron’s vs WSJ debate is not about which of the two is a financial magazine and which is not. It is about which of the two is better at being such a magazine. And which one is it, then? Conclusion Barron’s vs WSJ is not something that can be answered definitively. There are a lot of things to take into consideration, such as subscriptions and content types. As is the case with most publications, you (the reader) must judge whether you are willing to delve into the world of investing and need a magazine that allows no room

Should You Invest In Elon Musk’s SAV Technology?

Reading Time: 4 minutes Elon Musk is no stranger to having all eyes on him. After all, with so many novel ideas, it is no wonder that Musk is always in the limelight. From controversial to downright impossible, his endeavors have a habit of luring potential investors. And rightfully so. Although there is no end to Elon Musk’s projects that we can discuss, one of particular importance is his SAV technology. The term itself is an acronym that, once explained, immediately gives investors an idea of what this new technology is. SAV stands for shared autonomous vehicles. It’s all clear, right? Kind of. Musk’s SAV project aims to use the vehicles of Tesla owners (when they are not being driven by their owners, of course) as a robotaxi service of sorts. But wait, this sounds like a bit of an odd idea, does it not? Well, it is. However, the same can be said for most of Musk’s inventions, and more than half of them proved lucrative investments for those who were willing to take a risk. Today, we will look into whether you should invest in this revolutionary proposal or whether it might be better to skip SAV stock, for now. So, is this Elon Musk’s next big thing that you should invest in? Is it SAVstainable? Musk’s SAV technology seems to have its fair share of problems, even in its initial stages of development. At its core, SAV will have to compete with services such as Uber and Lyft. Although it is set up differently, the target market is the same. It is no secret that Elon Musk’s projects have been able to enter and thrive in what analysts would call oversaturated markets. If anything, this market is not oversaturated, but just saturated. The market, however, is not the biggest problem. The SAV project stock will depend on a problematic human factor – willingness. Elon Musk’s SAV technology solves part of the human problem by using Tesla’s autonomous driving mode. That, nevertheless, means that human owners will still have to allow their cars to be used in SAV mode. The owners will be compensated, but their cars will still rack up considerable mileage. For some, it will be worth it. For others, not so much. As a potential investor, you should place your bets early, but not too early. If you think that people will be willing to share their car for a given compensation, then SAV might be worth your time. Still, waiting for more specific information is a valid option. Lastly, we should note that in 2019, there were approximately 31.4 million driverless cars in circulation. In 2020, that number rose to 35.02 million. As the number of self-driving cars increases, so will the sustainability of Elon Musk’s SAV technology. There is even talk of a Tesla secret supplier that will benefit immensely from this increase in self-driving cars. How is this connected to Elon Musk’s SAV technology? Well… To Invest To invest in SAV technology is to invest in Tesla’s secret supplier. Before we go on with the details of how this investment would work, future investors should know that investing in SAV will mean investing in Tesla. Does that mean that you will solely invest in Tesla? No. After all, investing in Tesla, in itself, is nothing novel. To capitalize on this opportunity, as an investor, you will be investing in one or a few of Tesla’s suppliers, which could prove to be instrumental in carrying out this autonomous vehicle project. All cars, including Tesla cars, are made up of various bits and pieces. These bits and pieces, depending on their complexity, often need specialized suppliers. To us, investors, they might seem like trivial items, but most of these trivialities have entire supply chains dedicated to them. One example is a camera. We are specifically talking about the camera that Teslas have behind their windshield. The camera in question is used to capture everything that is in front of the car. These cameras need a few components to work, and one of them is an image sensor. The company that makes those sensors has shares that are significantly lower than Tesla’s shares. The same goes for most of its suppliers. Companies like this one are in a good position to raise their value by simply existing in a time where electric vehicles depend on AI. As an investor, you should look for companies that supply Tesla with valuable parts. These are parts that make electric vehicles what they are – revolutionary. Is it an easy task? No. If it were, every single investor would already be on it. We must not forget that at its core, investing is research. Afterword Investing in SAV project stock is not a direct investment. It is an investment that requires dedicated research and in-depth knowledge of the market. SAV could be Elon Musk’s next big thing. After all, there is a reason why the topic has gained so much traction over the last year. If you are truly interested in SAV stock, you are going to have to put in the work. Is it possible to find out which suppliers Tesla depends on? Yes. Is it an easy task? It depends. If you are an investor that enjoys learning the ins and outs of your investment, this might just be the right opportunity for you. FAQ What is SAV technology?SAV technology is an acronym. It stands for shared autonomous vehicles. In short, Elon Musk’s SAV technology is a project that should make use of Tesla self-driving vehicles to act as a robotaxi service of sorts. How to buy Elon Musk SAV stock?To buy SAV stock, you need to put in the work, as this is not a direct investment. First, you need to find out which parts Tesla relies on. Then, you need to place your bet on the right supplier. After this, you have successfully invested in SAV stock.

4 Best Swing Trading Discord Servers

Reading Time: 3 minutes Swing trading is getting more and more popular, especially with investors that have access to new sources of information such as swing trading subreddits or swing trading discord servers – platforms that are popular with new and young investors. In this article, we will name the best 4 swing trading discord servers that we encountered while doing our research. For those who don’t know what swing trading is, it’s a style of investing where the investor holds it for a short amount of time, in a range of a couple of days to a couple of weeks. Let’s dig in and see our 4 best swing trading discord servers. Gains Everyday Investors This is a small community server with 100 members, you have a trial period of 7 days to join and see if it’s worth it to continue your subscription. The server focuses on daily tips, and everything is based on thorough research. You can also ask questions and get answers from the professionals on the server. Although it only has 100 members, this is one of the most active stock discord groups we encountered. Here you also get daily alerts on the changes in the stocks that are being monitored. Swing Trading Club The focus of this group is exclusively on swing trading in the stock market.  They’ve been around for a few years, and they have some guys in the group who have been trading for almost a decade. In their swing trading discord, they talk about real-time trade opportunities. The group also has a channel exclusively for watchlists and another one for trade call-outs, so members have plenty of ways to get good trade ideas.  Some members enable the trade call-outs channel to give audible alerts to be a source of trade alerts effectively. They have separate channels for stock trading and options trading.  That helps keep the trade ideas separated and organized. What we like most about this group is that they appear to be genuinely friendly and helpful.  They don’t make you feel dumb for asking questions, and collectively in the group, there appears to be quite a bit of knowledge about swing trading strategies. Slow Swing Trading This is a great server for new traders, you can find a lot of educated traders here that are willing to help out. The server is focused on swing trading, and it chooses its trade very carefully and keeps the trades a bit longer than what we usually see in swing trading. This method is perfect for people who are busy and can’t do their analysis on daily basis. The server has 500 members with mods, and experienced traders are always online. Trendz Traderz Trendz Traderz is a free server filled with experienced traders. It has 600 members, with a constantly active chat and daily updates and alerts. They also offer a VIP membership. The server is constantly monitoring new trends and news updates that impact the stock prices, so you will be up to date with all the happenings. Investors here also do the analysis and reasons behind investments publicly. It focuses on swing trading, and fast stock trading. So it’s a perfect fit for anyone looking for a fast swing trading discord server. Bonus Tip – Stock Market Guides Stock market guides offers a swing trading alert service where an alert is sent for every trade they make. Based on historical statistics that helps you buy low and sell high using swing trades. The alerts they provide are exclusively reliant on data and based on a track record of success in backtests.  Final Words Every investment is risky, and there are a lot of things we can do to measure the risk on investment, but we suggest starting by improving your sources of information. We can’t stress this enough, remember after you hear or read something do your OWN research!