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Personal Finance

What Is a Nillionaire? Exploring the Concept and Its Implications

Reading Time: 3 minutes The term “nillionaire” has gained attention in recent years, often used to describe individuals who project an affluent lifestyle despite having limited financial resources. This article aims to delve into the concept of nillionairism, its implications on personal finance and well-being, and the misconceptions surrounding it. What Is a Nillionaire?  A nillionaire is an individual …

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Is 30 Dollars an Hour a Good Wage? An In-Depth Analysis

Reading Time: 6 minutes Is 30 dollars an hour good wage in our ever-changing economy? Determining whether $30 an hour is a good or livable wage comes down to several factors. The constant between these factors is the subjective nature of our economy. The economy determines the price of food, utilities, rent, and so on.  Moreover, $30 an hour …

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Living Off Credit Cards – Can You Do It?

Reading Time: 5 minutes Credit cards are becoming an integral part of the modern financial landscape. The popularity of credit cards is that they’re convenient and flexible. But despite that, a surprising number of people rely on credit cards for emergencies. Namely, credit cards allow us to borrow and bridge the gap between paychecks.  That’s why people ask whether …

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What Is Mezzanine Debt and How Does It Work? With Examples

Reading Time: 3 minutes Business financing can be complex, especially for small and medium-sized businesses. From all the financing means available to businesses, mezzanine debt emerges as one available funding option for acquisitions and buyouts. But it’s important to understand what mezzanine debt is and how it works before considering it as a financing option.  In this article, we’ll …

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Is It Better to Quit or Be Fired?

Reading Time: 4 minutes “Is it better to quit or be fired” is a question that boggles the mind of dissatisfied, mismanaged, and frustrated employees. But it’s also a question for those seeking a higher salary. What exacerbates the need to switch jobs, in one way or another, is the necessity of better career prospects, opportunities, and higher living …

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Decamillionaire: What Is It and How to Become One?

Reading Time: 5 minutes Decamillionaire is a term used to label a person with a net worth of more than 10 million. The currency in question can be any given currency, but it is most often US dollars. Other accepted currencies include Euros and the British Pound Sterling.  The history of the term “decamillionaire” originates from Ancient Greece from …

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Living Stingy, Saving Big: Smart Money Habits for a Better Future

Reading Time: 5 minutes Ask yourself this, is living stingy that bad? We’re told that being stingy is a negative trait. Moreover, we’re led to believe that plenty of people have issues with stingy people. But are any of these statements actually true? Living stingy is a matter of choice. And contrary to the negativity it perceives, stinginess will …

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The Advantage of Budgeting: How to Make Your Money Work for You

Reading Time: 3 minutes Individuals who want to take control of their finances should learn the advantage of budgeting. In today’s uncertain world, money management has never been more important. Therefore, learning to manage your finances becomes essential when the goal is to achieve financial stability and security. Moreover, budgeting allows individuals to make their money work for them. …

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